Factors Affecting the Adoption of Embedded Mobile Finance Functions

UM > Faculty of Business Administration > DEPARTMENT OF ACCOUNTING AND INFORMATION MANAGEMENT

Status	已發表Published
	Factors Affecting the Adoption of Embedded Mobile Finance Functions
	Sam, K. M.; Chan, W. H.; Chatwin, C. R.
	2020-09-01
Source Publication	Journal of Information Technology Management
ISSN	1042-1319
Pages	58-78
Abstract	It is still quite fresh to many people that mobile finance service providers originate from non-bank third-party financial service providers, especially in developing countries. This article explains the factors affecting the adoption of embedded mobile finance functions offered by non-bank third-party financial service providers. Variables related to psychological viewpoints such as personal innovativeness, flow experience, social influence, perceived risk, and variables related to product-characteristic viewpoints such as perceived financial benefit and perceived financial cost are incorporated into the theoretical research model. Additionally, mediation effects of flow experience, perceived ease of use, perceived financial benefit and cost on the relationship between personal innovativeness, social influence and behavioral intention to use embedded mobile finance functions were studied. Results indicate that personal innovativeness significantly influences behavioral intention to use embedded mobile finance functions offered by third parties via the mediation of flow experience and perceived financial benefit, while social influence significantly influences behavioral intention via the mediation of perceived financial benefit and cost. The findings yield valuable contributions to the design strategy of mobile finance applications for non-bank third-party financial service providers.
Keyword	mobile finance mobile payment ecosystem flow experience perceived financial benefit perceived financial cost non-bank third-party financial service provider
Language	英語English
The Source to Article	PB_Publication
PUB ID	59789
Document Type	Journal article
Collection	DEPARTMENT OF ACCOUNTING AND INFORMATION MANAGEMENT
Corresponding Author	Sam, K. M.
Recommended Citation GB/T 7714	Sam, K. M.,Chan, W. H.,Chatwin, C. R.. Factors Affecting the Adoption of Embedded Mobile Finance Functions[J]. Journal of Information Technology Management, 2020, 58-78.
APA	Sam, K. M.., Chan, W. H.., & Chatwin, C. R. (2020). Factors Affecting the Adoption of Embedded Mobile Finance Functions. Journal of Information Technology Management, 58-78.
MLA	Sam, K. M.,et al."Factors Affecting the Adoption of Embedded Mobile Finance Functions".Journal of Information Technology Management (2020):58-78.

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